How to say "borrower" in Japanese

• 借り主かりぬしCommon
  nounThe party that borrows money or things, or that owes a debt, as in a loan. In these senses it largely overlaps with 借り手, and either is a natural choice for English 'borrower'.
• 借り手かりてCommon
  nounIt covers the borrower of money or things and the debtor sense, just as 借り主 does. It also means tenant, someone who rents property, but English 'borrower' has no such sense.
  この家いえはすぐ借り手かりてが見みつかるでしょう。↗

  This house will let easily.

Both words denote the party that borrows money or things and cover the debtor sense; for these senses of 'borrower' the two largely overlap, while 「借り手」 alone adds a tenant meaning that English 'borrower' does not have.

Usage comparisons are AI-assisted and cross-checked by multiple models; for study reference only

• 借り主かりぬしborrower
• 借り手かりてborrower
• 借り受け人かりうけにんborrower
• 借人かりにんborrower
• 借用者しゃくようしゃborrower