How to say "lender" in Japanese

Choosing the right word
  • 貸し手かしてCommon
    nounThe common, general word for a lender: the party that lends money and is repaid. When you simply need 'lender' in a sentence, this is the default choice.
    Money lenders are enjoying a profitable period.
  • 貸し主かしぬし
    nounA lender or creditor, and also a word for a landlord: the owner who lets another party borrow or use what belongs to them. Less common than 貸し手.
  • 貸方かしかた
    nounEssentially a bookkeeping term: the credit side of a ledger. It can also mean creditor or lender, but it is less common, and for a lender in general 貸し手 is the safer choice.
  • 貸し元かしもと
    nounPresents the lender as the source of the money: a financier or financial backer behind a loan. Less common; for a plain 'lender', 貸し手 is the usual choice.

Take 「貸し手」 as the common all-purpose word for a lender; 「貸し主」 also means creditor or landlord, 「貸し元」 stresses the financier or backer behind the money, and 貸方 is the bookkeeping term for the credit side of a ledger.

Usage comparisons are AI-assisted and cross-checked by multiple models; for study reference only

Japanese equivalents

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