How to say "liability" in Japanese

• 責めせめCommon
  nounGlossed as responsibility and liability, but as a standalone noun it chiefly expresses blame or censure; for liability in the sense of responsibility one must bear, it is seldom the word you want.
• ライアビリティーCommon
  nounA direct borrowing of the English term, found mainly in business, legal, and financial writing; use it when liability is meant in that technical sense rather than as everyday responsibility.
• 責任せきにんJLPT N3approx.Common
  nounThe general word for responsibility, covering liability in the sense of being answerable for something, including legal responsibility; this is the default choice when liability means a duty or obligation one bears.
  けんかは両方りょうほうに責任せきにんがある。↗

  It takes two to make a quarrel.

Use 責任 for liability in the sense of responsibility one bears, 「ライアビリティー」 for the borrowed business and legal term, and avoid 「責め」 for this meaning, since it chiefly denotes blame.

Usage comparisons are AI-assisted and cross-checked by multiple models; for study reference only

• 責めせめresponsibility
• ライアビリティーliability
• 借財しゃくざいloan
• 責任せきにんliability