How to say "mortgage" in Japanese

• 抵当ていとうCommon
  no-adjectiveA mortgage as property pledged to secure a debt — the thing put up, or the arrangement, rather than the loan. Think of putting up a house or land in order to borrow.
  銀行ぎんこうは彼かれのビルを抵当ていとうに取とっている。↗

  The bank holds a mortgage on his building.
• 引き当てひきあてCommon
  nounPoints to security or backing for a debt more than to the mortgage itself; for an ordinary home loan this is seldom the word you want.
• モーゲージCommon
  nounThe loanword, for the mortgage as a loan: money borrowed against property, especially a house. At home in finance and business talk, it names the debt rather than the pledged property.
• 抵当権ていとうけんCommon
  nounThe legal term for the mortgage as a right: the lender's lien on the property securing the debt. Use it when the legal claim itself, not the loan, is at issue.
• 担保たんぽCommon
  nounThe general word for security or collateral: whatever is put up to back a debt, a house included. Choose it when 'mortgage' means using property as security rather than naming the loan itself.
  家いえを担保たんぽにお金かねを借かりよう。↗

  We'll use the house as collateral so we can borrow some money.

For the loan itself use 「モーゲージ」; for property pledged as security use 抵当 or the general 担保; 抵当権 is the lender's legal right over the property, and 「引き当て」 stresses backing for a debt.

Usage comparisons are AI-assisted and cross-checked by multiple models; for study reference only

• 抵当ていとうmortgage
• 引当ひきあてmortgage
• モーゲージmortgage
• 抵当権ていとうけんmortgage
• 担保たんぽsecurity
• 譲渡担保じょうとたんぽmortgage
• 住宅ローンじゅうたくローンhousing loan