How to say "annuity" in Japanese

• 年金ねんきんCommon
  no-adjectiveThe common, general word for a pension or annuity — regular payments, typically for living after retirement. Use it when 'annuity' means the payments themselves rather than their amount or the state of living on them.
  彼女かのじょは年金ねんきんで生計せいけいを立たてなければならない。↗

  She has to live on the pension.
• 終身年金しゅうしんねんきん
  nounAn annuity payable for the recipient's lifetime — the 'life pension' sense. Choose it when the point is that payments continue until death; otherwise 年金 alone is enough.
• 年金生活ねんきんせいかつ
  nounNot the annuity itself but the state of living on pension payments — 'living on a pension'. Seldom the word you want when 'annuity' means the payments or the product.
• 年金額ねんきんがく
  nounRefers to the amount of a pension payment rather than the annuity itself; choose it only when 'annuity' means the sum paid, not the arrangement or the payments.

Use 年金 for a pension or annuity in general; 終身年金 when payments last for life; 年金額 for the amount paid; 年金生活 is living on a pension, not the annuity itself.

Usage comparisons are AI-assisted and cross-checked by multiple models; for study reference only

• 年金ねんきんannuity
• 終身年金しゅうしんねんきんlife pension
• 年金生活ねんきんせいかつ(living on a) pension
• 年金額ねんきんがくamount of a pension payment