How to say "capital" in Japanese

Choosing the right word
  • 都みやこJLPT N3approx.Common
    nounThe geographic sense: a capital city, the seat of government. It is the word that fits Kyoto, Japan's former capital, in historical and cultural discussion, and it is not used for the financial senses.
  • 資金しきんJLPT N1approx.Common
    nounCovers 'capital' as funds: money needed or set aside for a particular purpose, such as running a business. Use it when 'capital' means the money a venture has available to spend.
    その計画けいかくには資金しきんが不足ふそくしていた。↗
    Money for the plan was lacking.
  • 資本しほんJLPT N3approx.Common
    nounCapital in the economic sense: the money invested in a business as the basis of its operations. Choose this for business and economic capital, rather than money set aside for a particular purpose.
    彼かれらには次つぎの工場こうじょうを建設けんせつするだけの資本しほんがある。↗
    They have enough capital to build a second factory.
  • 元手もとでCommon
    nounCapital as the stake put up to start a venture — seed money. Typical context: talking about how much money someone had to start a business, or whether they have enough to get going.
  • 元本がんぽんCommon
    nounThis is really 'principal': the original sum invested or lent, as opposed to the interest or gains it yields. Not the word for capital in general — choose it when 'capital' means the principal itself.

Use 都 for the capital-city sense; among the money words, 資金 is funds for a purpose, 資本 is business capital, 元手 is the stake put up to start a venture, and 元本 is principal as opposed to interest.

Usage comparisons are AI-assisted and cross-checked by multiple models; for study reference only

Japanese equivalents
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JLPT vocabulary levels are community estimates, not official (no official lists have been published since the 2010 revision).

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