How to say "monetary" in Japanese

Choosing the right word
  • prenominal modifierA loanword transcribing English 'monetary', found mainly in economics and finance writing; it is less common, and for general purposes 金銭的 or 金融 is the usual choice.
  • 金銭的きんせんてき
    na-adjectiveThe adjective for things viewed in terms of money — losses, burdens, compensation. It covers the 'pecuniary' sense of 'monetary' and is the natural choice for money matters concerning people rather than the financial system.
  • 金融きんゆうJLPT N3approx.Common
    no-adjectiveA common noun for finance, credit and banking rather than an adjective; it matches 'monetary' chiefly in economic terminology. For describing a personal loss or burden as monetary, this is not the word you want.

For money-related matters affecting people use 金銭的; for finance, credit and banking as a system use 金融; 「マネタリー」 is a less common loanword used mainly in economics and finance writing.

Usage comparisons are AI-assisted and cross-checked by multiple models; for study reference only

Japanese equivalents
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JLPT vocabulary levels are community estimates, not official (no official lists have been published since the 2010 revision).

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