How to say "financial" in Japanese

Choosing the right word
  • 経済的けいざいてきCommon
    na-adjectiveThe adjective for 'financial' in the sense of money matters in general — financial reasons, difficulties or security. It also covers 'economic', and can mean 'economical' (saving money), a different sense.
    私は経済的けいざいてきに困こまっている。↗
    I am in financial difficulties.
  • 金融きんゆうJLPT N3approx.Common
    no-adjectiveA noun for finance itself: banking, credit and monetary affairs. Use it where 'financial' belongs to that world — financial institutions, markets or policy — rather than to personal money matters.

Use 経済的 for 'financial' as a general adjective about money matters (reasons, difficulties), and 金融 for the noun of banking, credit and monetary affairs — the 'financial' of institutions, markets and policy.

Usage comparisons are AI-assisted and cross-checked by multiple models; for study reference only

Japanese equivalents
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JLPT vocabulary levels are community estimates, not official (no official lists have been published since the 2010 revision).

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