How to say "borrow" in Japanese

Choosing the right word
  • 借りるかりるJLPT N5approx.Common
    ichidan verb, transitive verbThe all-purpose verb for borrowing something from someone — a book, an umbrella, money — and it also covers renting; when you simply mean 'borrow', this is the word to reach for.
    この本ほんをお借かりしてもよろしいですか。↗
    May I borrow this book?
  • 借り入れるかりいれるCommon
    ichidan verb, transitive verbBorrowing with the nuance of taking something in from outside; its typical territory is money and funds, so it suits taking out a loan rather than borrowing a neighbor's umbrella.
  • 借り受けるかりうけるCommon
    ichidan verb, transitive verbPresents borrowing as an act of receiving: the other party provides it and you take it on. Fits contexts like having a loan, or hiring and renting from another party.
  • 借り出すかりだすCommon
    godan verb, transitive verbNarrower than 借りる: it means taking something out on loan from the place that keeps it — a library book taken home, equipment taken out for an event — with the understanding that it goes back.
  • 取り入れるとりいれるJLPT N2approx.Common
    ichidan verb, transitive verbNot for borrowing objects at all: it means taking something abstract into your own system — adopting an idea, accepting advice, introducing technology, or borrowing a word into a language.
    私達わたしたちはいつも彼かれの忠告ちゅうこくを取り入とりいれるというわけではない。↗
    We do not always take his advice.

Choose 「借りる」 for ordinary borrowing of things or money, 「借り入れる」 for taking in funds, 「借り受ける」 when the focus is on receiving, 「借り出す」 for taking items out on loan, and 「取り入れる」 for adopting ideas, technology, or words.

Usage comparisons are AI-assisted and cross-checked by multiple models; for study reference only

Japanese equivalents
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JLPT vocabulary levels are community estimates, not official (no official lists have been published since the 2010 revision).

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