How to say "redemption" in Japanese

Choosing the right word
  • 償却しょうきゃくCommon
    suru verb, no-adjective, transitive verbRedemption as paying off a debt so the obligation is extinguished. In practice chiefly an accounting and finance term; to redeem bonds, 償還 is the usual choice, so this is rarely what you want.
  • 償還しょうかんCommon
    noun, suru verb, transitive verbRedemption of securities or debt: paying back the principal of bonds or loans. This is the word for redeeming bonds, and it also covers amortization of a debt.
    国債こくさいの償還しょうかんは、国民こくみんの平均へいきん所得しょとくの減少げんしょうを意味いみすることになるでしょう。↗
    Paying the national debt could mean reducing the average income.
  • 買い戻しかいもどしCommon
    nounRedemption as buying something back: repurchasing goods one has sold or pledged, such as redeeming an item from a pawnshop. The concrete, transactional sense, not repayment of money owed.
  • 償金しょうきんCommon
    nounReally 'reparation' or 'indemnity'—money paid to make good a loss or injury. As a translation of 'redemption' it is marginal: it suggests compensating for harm, not paying off or buying back.
  • 返済へんさいJLPT N1approx.Common
    noun, suru verb, transitive verbRepayment of borrowed money: the ordinary word for paying off loans and debts. Choose it when 'redemption' simply means paying back what one owes, as in the redemption of a debt.
    我々われわれの借金しゃっきんは我々われわれの返済へんさい能力のうりょくを超こえている。↗
    Our debt is more than we can pay.

These are all financial or legal: 償還 for redeeming bonds, 返済 for repaying what is owed, 「買い戻し」 for buying goods back, 償金 for compensation, 償却 chiefly an accounting term; the religious or moral sense takes other words.

Usage comparisons are AI-assisted and cross-checked by multiple models; for study reference only

Japanese equivalents
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JLPT vocabulary levels are community estimates, not official (no official lists have been published since the 2010 revision).

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