返済|へんさいhensai[0]heiban (flat)

JLPT N1approx.Common
Definitions
  1. noun, suru verb, transitive verbrepayment; reimbursement; refund; redemption
    我々われわれの借金しゃっきんは我々われわれの返済へんさい能力のうりょくを超こえている。↗
    Our debt is more than we can pay.
Conjugation
Dictionary form返済する(へんさいする)
Polite (masu)返済します(へんさいします)
Negative (nai)返済しない(へんさいしない)
polite (masen)返済しません(へんさいしません)
classical zu / nu返済せず・返済せぬ(へんさいせず・へんさいせぬ)
Past (ta)返済した(へんさいした)
polite (mashita)返済しました(へんさいしました)
Past negative (nakatta)返済しなかった(へんさいしなかった)
polite (masen deshita)返済しませんでした(へんさいしませんでした)
Te form返済して(へんさいして)
Potential返済できる(へんさいできる)
Passive返済される(へんさいされる)
Causative返済させる(へんさいさせる)
Causative passive返済させられる(へんさいさせられる)
Conditional (ba)返済すれば(へんさいすれば)
tara返済したら(へんさいしたら)
Volitional返済しよう(へんさいしよう)
polite (mashou)返済しましょう(へんさいしましょう)
Imperative返済しろ(へんさいしろ)

Common forms generated by rule; see the senses for honorific or irregular usage.

Synonyms & antonyms
  • Synonym弁済べんさいWrittenWritten/formal prose. Settling or discharging a debt (「債務の弁済」); found mostly in legal documents, not everyday speech.
  • Synonym返却へんきゃくNeutralNeutral noun for returning something borrowed (「本の返却」); mostly for objects, not money.
  • Synonym返金へんきんNeutralNeutral noun for a refund (「全額返金」); typically a shop returning money to a customer.
  • Synonym返すかえすNeutralNeutral. To return something (「お金を返す」); the most common word in everyday speech.
  • Related返還へんかんNeutralNeutral noun for returning something to its owner (「領土返還」); used mostly for objects and at the national level, and not limited to money.
  • Related還付かんぷNeutralNeutral noun for an authority refunding money it held or overcollected (「税金の還付」); mostly in tax contexts.
  • Related返納へんのうNeutralNeutral noun for handing back what you received to its place or owner, e.g. 「運転免許の返納」; 「返済」 is about repaying money.
  • Related払い戻すはらいもどすNeutralNeutral verb for refunding money already paid or paying out deposits (「運賃を払い戻す」「預金を払い戻す」); not for repaying a loan.
  • Related払い戻しはらいもどしNeutralNeutral noun for a refund (「チケットの払い戻し」).
  • Related補償ほしょうNeutralNeutral noun for compensating for a loss (「損害補償」); it is not about returning borrowed money.
  • Related償うつぐなうNeutralNeutral. To make up for something or atone (「罪を償う」); the focus is on making up for a wrongdoing, not on repaying money.
  • Related埋め合わせうめあわせNeutralNeutral noun for making up for a loss or mistake (「埋め合わせをする」); leans colloquial, and not about repaying borrowed money.
  • Related割り戻すわりもどすNeutralNeutral. Returning part of the purchase price, i.e. a rebate or kickback; mostly commercial use.
  • Antonym借り入れかりいれNeutralNeutral. Borrowing money; the direct opposite of 「返済」.
  • Antonym借金しゃっきんNeutralNeutral. Borrowing money or being in debt; the opposite of 「返済」.
  • Antonym借入しゃくにゅうNeutralNeutral. In the form 「借入」 it means taking in funds; it stands opposite the repayment that 「返済」 describes.

To return borrowed money or repay a loan, use 「返済」 (「ローンの返済」). In casual speech say 「返す」, in legal documents 「弁済」, for a shop refunding a customer 「返金」, and for returning objects 「返却」. The opposites are 「借金」 and 「借り入れ」.

Usage comparisons are AI-assisted and cross-checked by multiple models; for study reference only

Japanese definitions
  1. 借かりた金かねや物ものを返かえすこと。
Kanji in this word
English equivalents
See also

JLPT vocabulary levels are community estimates, not official (no official lists have been published since the 2010 revision).

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