金利|きんりkinri[0]heiban (flat)

1. noun, financeinterest rate; interest
   そのローンの金利きんりは5.5％だ。↗

   The loan carries 5.5% interest.

• Synonym利率りりつNeutralA noun for the interest rate as a percentage figure, as in 「年利率三パーセント」; 「金利」 can also refer to the rate.
• Related利息りそくNeutralMeans the interest itself — the money actually paid or earned, as in 「利息がつく」 — rather than the rate.
• Related利子りしNeutralAlso means interest, as in 「利子を払う」 or 「預金利子」; close in meaning to 「利息」.
• Antonym無利子むりしNeutralMeans interest-free, as in 「無利子貸付」; the opposite of 「金利」.

「金利」 covers both interest and interest rates, as in 「低金利」 and 「住宅ローンの金利」. Use 「利率」 for the percentage figure alone, and 「利息」 or 「利子」 for the actual money paid or earned; the opposite is 「無利子」.

Usage comparisons are AI-assisted and cross-checked by multiple models; for study reference only

1. 貸金かしきんや預金よきんの利子りし。又またはその利率りりつ。