How to say "interest" in Japanese

Choosing the right word
  • 興味きょうみJLPT N4approx.Common
    nounThe word for interest as personal curiosity or attraction to a subject, activity, or hobby — what you mean when you say you are interested in something.
    あなたは花はなに興味きょうみがありますか。↗
    Are you interested in flowers?
  • 金利きんりCommon
    nounThe financial word for interest rate — the percentage charged for borrowing or paid on deposits. Use it when discussing rates rather than the money itself.
    そのローンの金利きんりは5.5%だ。↗
    The loan carries 5.5% interest.
  • 関心かんしんJLPT N3approx.Common
    nounInterest in the sense of concern about or attention to a matter or issue; where English 'interest' overlaps with 'concern', this is the word, and it overlaps with 興味.
    私は美術びじゅつに非常ひじょうな関心かんしんを抱いだいています。↗
    I am deeply interested in art.
  • 利回りりまわりCommon
    nounReally the yield or return produced by an investment; as a translation of 'interest' it fits only that investment-yield sense, and is seldom the word for interest on a loan.
    その投資とうしには6%の利回りまわりが保証ほしょうされている。↗
    A 6% yield is guaranteed on the investment.
  • 利息りそくJLPT N1approx.Common
    nounInterest as money — the amount paid on a loan or earned on a deposit. Choose this for the money itself, as opposed to 金利, which is the rate.
    彼かれは利息りそくを付つけて借金しゃっきん払はらいをした。↗
    He paid the loan with interest.

For personal interest or curiosity use 興味; for interest as concern with issues use 関心; in finance, 利息 is the money paid, 金利 the rate, and 「利回り」 the yield on an investment.

Usage comparisons are AI-assisted and cross-checked by multiple models; for study reference only

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JLPT vocabulary levels are community estimates, not official (no official lists have been published since the 2010 revision).

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