How to say "borrowing" in Japanese
- 借り入れかりいれnoun, suru verb, transitive verbRefers to borrowing money, as in taking out a loan from a bank; this is the natural choice for the financial sense of 'borrowing'.
- 借りかりnounThe general noun for the act of borrowing; it can also mean a debt or loan, so it fits talk about what someone has borrowed or owes.
- 拝借はいしゃくnoun, suru verb, transitive verbThe humble, polite way to say 'borrowing', used of your own action when speaking deferentially, as when politely asking to borrow something.
- 借用しゃくようnoun, suru verb, transitive verbCovers borrowing something in order to use it, such as rooms or equipment, rather than borrowing money; it can also correspond to 'loan'.
Use 「借り入れ」 for borrowing money, 借用 for borrowing things to use, 「借り」 as the general noun that also covers debt, and 拝借 as the humble, polite term for one's own borrowing.
Usage comparisons are AI-assisted and cross-checked by multiple models; for study reference only
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