借り|かりkari[0]heiban (flat)

JLPT N1approx.Common
Definitions
  1. nounborrowing; debt; loan
    なした約束やくそくは払はらってない借かりである。↗
    A promise made is a debt unpaid.
Synonyms & antonyms
  • Synonym借り入れかりいれNeutralRefers to the act of borrowing funds, as in 「銀行からの借り入れ」; used mostly in corporate finance. 「借り」 can also mean a favor owed.
  • Synonym借金しゃっきんNeutralThe everyday word for money you owe, as in 「借金を返す」; in sports it also counts games under the .500 mark.
  • Synonym負債ふさいNeutralRefers to liabilities, as in 「負債総額」; used mostly in accounting and business, unlike the everyday 「借り」.
  • Synonym借入金かりいれきんNeutralRefers to borrowed money, as in 「長期借入金」; used mostly as an accounting line item.
  • Synonym債務さいむNeutralDebt in the legal sense, as in 「債務不履行」; used mostly in legal and contractual contexts, unlike the everyday 「借り」.
  • Synonym借款しゃっかんFormalFormal term for money lending and its contracts, especially long-term international loans such as 「円借款」; 「借り」 is the more everyday word.
  • Synonym借入しゃくにゅうNeutralThe same word as above, also written 「借入」; the writing differs but the meaning is identical. 「借り」 can also refer to a favor owed.
  • Synonym借財しゃくざいWrittenA written-style word for loans and debts, as in 「借財を抱える」; it sounds dated, and 「借金」 is what people normally say.
  • Synonym借銭しゃくせんWrittenA written-style word for money owed, as in 「借銭を返す」; it is rare, and 「借金」 is the usual word instead.
  • Related負い目おいめNeutralA feeling of owing someone, as in 「彼に負い目がある」; the emphasis falls on the psychological burden.
  • Antonym貸しかしNeutralThe opposite of 「借り」: money or a favor you have lent to someone, as in 「彼に貸しがある」.

「借り」 covers money, things or favors you owe (「借りを返す」「彼には借りがある」). Money owed is usually 「借金」; 「借り入れ」 is the act of borrowing funds, 「借入金」 an accounting item, 「負債」 liabilities in accounting, 「債務」 legal debt, 「借款」 formal international loans, 「負い目」 a feeling of owing. 「借財」 and 「借銭」 are dated written words for 「借金」. The opposite is 「貸し」.

Usage comparisons are AI-assisted and cross-checked by multiple models; for study reference only

Japanese definitions
  1. 人ひとからお金かねや物ものを一時的いちじてきに使つかうこと。また、その借かりたもの。
  2. 将来しょうらい返かえさなければならない恩おんや義務ぎむ。
Kanji in this word
English equivalents

JLPT vocabulary levels are community estimates, not official (no official lists have been published since the 2010 revision).

Say it right, write it right

Core lookup works fully offline, with cloud pronunciation and one-tap save & review. Free, no sign-up.

Free downloadWindowsFree downloadmacOSDownload on the App StoreGet it on Google Play
MobileiOS / Android

Android

QR code for the Google Play pageGet it on Google Play

Scan it with your Android phone to install, or search for “Tomoshi” on Google Play.

iOS

QR code for the App Store pageDownload on the App Store

Scan it with your iPhone camera to install, or search for “Tomoshi” in the App Store.

Install the browser extensionLook words up on any web page · Chrome / Edge / Safari

Screenshot of a Tomoshi lookup resultScreenshot of Tomoshi lookup results on a phone

Windows macOS Chrome / Edge / Safari extension iOS / Android