借り|かりkari[0]heiban (flat)
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- nounborrowing; debt; loan
- Synonym借り入れかりいれNeutralRefers to the act of borrowing funds, as in 「銀行からの借り入れ」; used mostly in corporate finance. 「借り」 can also mean a favor owed.
- Synonym借金しゃっきんNeutralThe everyday word for money you owe, as in 「借金を返す」; in sports it also counts games under the .500 mark.
- Synonym負債ふさいNeutralRefers to liabilities, as in 「負債総額」; used mostly in accounting and business, unlike the everyday 「借り」.
- Synonym借入金かりいれきんNeutralRefers to borrowed money, as in 「長期借入金」; used mostly as an accounting line item.
- Synonym債務さいむNeutralDebt in the legal sense, as in 「債務不履行」; used mostly in legal and contractual contexts, unlike the everyday 「借り」.
- Synonym借款しゃっかんFormalFormal term for money lending and its contracts, especially long-term international loans such as 「円借款」; 「借り」 is the more everyday word.
- Synonym借入しゃくにゅうNeutralThe same word as above, also written 「借入」; the writing differs but the meaning is identical. 「借り」 can also refer to a favor owed.
- Synonym借財しゃくざいWrittenA written-style word for loans and debts, as in 「借財を抱える」; it sounds dated, and 「借金」 is what people normally say.
- Synonym借銭しゃくせんWrittenA written-style word for money owed, as in 「借銭を返す」; it is rare, and 「借金」 is the usual word instead.
- Related負い目おいめNeutralA feeling of owing someone, as in 「彼に負い目がある」; the emphasis falls on the psychological burden.
- Antonym貸しかしNeutralThe opposite of 「借り」: money or a favor you have lent to someone, as in 「彼に貸しがある」.
「借り」 covers money, things or favors you owe (「借りを返す」「彼には借りがある」). Money owed is usually 「借金」; 「借り入れ」 is the act of borrowing funds, 「借入金」 an accounting item, 「負債」 liabilities in accounting, 「債務」 legal debt, 「借款」 formal international loans, 「負い目」 a feeling of owing. 「借財」 and 「借銭」 are dated written words for 「借金」. The opposite is 「貸し」.
Usage comparisons are AI-assisted and cross-checked by multiple models; for study reference only


