How to say "loan" in Japanese
Choosing the right word
- nounA loan as a financial product: money borrowed from a bank or other lender and repaid over time. This is the word for the loan you take out.
- 貸すかすgodan verb, transitive verbThe verb: to lend or loan something — money or an object — to someone for temporary use. Choose this when 'loan' is a verb in English, not a noun.
- 借金しゃっきんnoun, suru verb, transitive verbEssentially 'debt': money one has borrowed and owes. It looks at a loan from the borrower's side, so it is seldom the word for 'loan' itself — use it when the debt is the point.
- 貸借たいしゃくnoun, suru verb, transitive verbLending and borrowing viewed as a two-sided relationship, close to 'debit and credit' in accounting. For an actual loan you take out, this is seldom the word you want.
- 貸付かしつけnoun, suru verbA loan from the lender's side: money lent out, or the act of lending it. Typical context: a bank or finance company granting a loan, rather than a borrower taking one out.
For a loan you take out use 「ローン」, for the verb use 「貸す」; 借金 is the debt owed, 貸付 is the loan from the lender's side, and 貸借 is lending and borrowing as a relationship.
Usage comparisons are AI-assisted and cross-checked by multiple models; for study reference only
Japanese equivalents
- ローンloan
- 貸すかすto lend
- 借金しゃっきんdebt
- 貸借たいしゃくloan
- 貸付かしつけloan
- 貸しかしloan
- 融資ゆうしfinancing
- 債さいdebt
- 融通ゆうずうlending (money, commodities, etc.)
- 貸し出すかしだすto lend
- 借りかりborrowing
- 貸与たいよloan
- 貸金かしきんloan
- 借款しゃっかんloan (esp. between governments)
- 借入金かりいれきんloan
- 借用しゃくようborrowing
- 貸し付けるかしつけるto lend
- 出向しゅっこうtemporary transfer (of an employee)
- 借財しゃくざいloan
- 恩借おんしゃくloan
- 借り貸しかりかしloan
- 借貸しゃくたいloan
- 前借金ぜんしゃくきんloan
- 貸付金かしつけきんloan
- 借入しゃくにゅうloan
- 前借ぜんしゃくgetting an advance
- 貸し下げるかしさげるto lend
- 貸費たいひ(student) loan
See also
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