借款|しゃっかんshakkan[0]heiban (flat)
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- nounloan (esp. between governments)
- Synonym借入金かりいれきんWrittenWritten register, an accounting term for the funds a company has borrowed. 「借款」 usually means long-term loans between governments.
- Synonym借りかりCasualColloquial, for things borrowed and also for favors or obligations owed. 「借款」 is formal borrowing of funds.
- Related借金しゃっきんNeutralThe everyday, neutral word for borrowing money or being in debt. 「借款」 is more formal and mostly refers to long-term international loans.
- Related買掛金かいかけきんWrittenWritten register, an accounting term for unpaid bills from purchases made on credit. 「借款」 is borrowing of funds, so the two are not interchangeable.
- Related借財しゃくざいWrittenWritten register, meaning money borrowed and the debts incurred. 「借款」 leans toward international lending.
- Related借銭しゃくせんWrittenWritten register, money borrowed from another party. In everyday speech, 「借金」 is the usual word.
- Antonym貸付かしつけWrittenWritten register, the lending side — e.g. a bank lending money out — the opposite direction from the borrowing in 「借款」.
Use 「借款」 for formal fund borrowing, especially long-term loans between governments (「円借款」). For personal debt say 「借金」; for a company's borrowed funds, 「借入金」. 「買掛金」 is accounts payable, not interchangeable; 「貸付」 is lending, the opposite side.
Usage comparisons are AI-assisted and cross-checked by multiple models; for study reference only


