借入金・借り入れ金|かりいれきんkariirekin[0]heiban (flat)

Common
Which spelling to use
借入金借入金 is the most common written form and the recommended choice for beginners. It is written entirely in kanji.
借り入れ金借り入れ金 is a less common written variant. It combines kanji and kana and uses irregular okurigana.
Definitions
  1. nounloan; loan payable; debt
    彼かれらは借入金かりいれきんが多おおすぎて、中小企業ちゅうしょうきぎょう向むけ融資ゆうしを受うけられない。↗
    They are too far in debt to get the small business loan.
Synonyms & antonyms
  • Synonym借款しゃっかんFormalFormal: a loan, i.e. a borrowing-and-lending of money and its contract, often international long-term loans such as 「円借款」; 「借入金」 is an accounting item.
  • Synonym借りかりNeutralColloquial: a money debt or a favor owed, as in 「借りを返す」; leans private, unlike the corporate 「借入金」.
  • Synonym借金しゃっきんNeutralBorrowing money and the debt still owed, as in 「借金を返す」; leans toward personal debt, while 「借入金」 is typical of company accounts.
  • Related借り入れかりいれNeutralRefers to the act of borrowing, as in 「銀行からの借り入れ」; action-oriented, while 「借入金」 is the borrowed money itself.
  • Related借入しゃくにゅうNeutralSame word, also written 「借入」; it refers to the act of borrowing, while the borrowed money itself is 「借入金」.
  • Related借財しゃくざいWrittenWritten/formal prose: debts owed; leans old-fashioned and is not an accounting item.
  • Related借銭しゃくせんWrittenWritten/formal prose: money borrowed from others; rare in modern usage, an old-fashioned word.
  • Related金銭債務きんせんさいむFormalFormal: an obligation to pay money; leans legal terminology.
  • Antonym貸付金かしつけきんNeutralFormal: money lent out, the opposite of borrowed 「借入金」.

Use 「借入金」 for money a company has borrowed or as a liability line item, as in 「長期借入金」. For personal debt say 「借金」; international long-term loans are often called 「借款」. The opposite is 「貸付金」.

Usage comparisons are AI-assisted and cross-checked by multiple models; for study reference only

Japanese definitions
  1. 借り受かりうけた金銭きんせん。また、その債務さいむ。
Kanji in this word
See also

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