How to say "refund" in Japanese

Choosing the right word
  • 返金へんきんCommon
    noun, suru verb, transitive verb, intransitive verbCovers the everyday customer-service sense of 'refund': money being returned for a purchase or service. This is the usual word when asking a shop or company to give your money back.
    レシートはなくしてしまったのですが、返金へんきんできますか。↗
    I lost my receipt. Can I still get a refund?
  • 返済へんさいJLPT N1approx.Common
    noun, suru verb, transitive verbPrimarily means 'repayment': paying back money you owe, such as a loan or debt. It is glossed 'refund', but for a store refund this is seldom the word you want; think of debts, not returned purchases.
    我々われわれの借金しゃっきんは我々われわれの返済へんさい能力のうりょくを超こえている。↗
    Our debt is more than we can pay.
  • 還付かんぷCommon
    noun, suru verb, transitive verbRefers to official or governmental refunds, typically money returned by a public authority after overpayment. Best suited to formal, administrative contexts rather than ordinary shopping refunds.
  • 払い戻しはらいもどしCommon
    noun, suru verb, transitive verbA refund or repayment paid out by an institution such as a bank or ticket office — money handed back over a counter or through a system. The noun form of the payment being returned.
    旅行りょこうにかかった経費けいひは払い戻はらいもどしを請求せいきゅうできます。↗
    You can claim back your traveling expenses.
  • 払い戻すはらいもどすJLPT N2approx.Common
    godan verb, transitive verbThe verb counterpart of 払い戻し: to pay money back or refund it, typically said of a bank, company, or office returning funds to someone rather than of the recipient.
    サラは払い戻はらいもどしてもらう事ことを要求ようきゅうした。↗
    Sarah demanded that she be given a refund.

Use 返金 for money given back to a customer, 返済 for repaying money you owe, 還付 for official refunds such as taxes, 「払い戻し」 for refunds paid out by institutions, and 「払い戻す」 as its verb form.

Usage comparisons are AI-assisted and cross-checked by multiple models; for study reference only

Japanese equivalents
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JLPT vocabulary levels are community estimates, not official (no official lists have been published since the 2010 revision).

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