積立・積み立て・積立て|つみたてtsumitate[0]heiban (flat)

Common
Which spelling to use
積立積立 is the most common form and is written entirely in kanji; beginners should use it as their default choice.
積み立て積み立て is a less common alternative to 積立, written with kanji and kana; it is not the preferred choice for beginners.
積立て積立て is the least common of the three forms and is written with kanji and kana; treat it as an alternative rather than the default for beginners.
Definitions
  1. nounsaving; savings; accumulation; putting aside; reserving
Synonyms & antonyms
  • Synonym貯蓄ちょちくNeutralGeneral savings, common in economic statistics; it stresses the money put aside, while 「積立」 stresses putting in small amounts on a schedule, as in 「積立預金」.
  • Synonym積み立てるつみたてるNeutralThe verb form: to put money in bit by bit on a schedule; it pairs with the noun 「積立」.
  • Synonym貯金ちょきんNeutralThe everyday word for putting money aside, most common in daily life; it does not stress regular deposits, and in sumo it means accumulated wins.
  • Synonym蓄えるたくわえるNeutralA broad verb: store up money or goods, build up knowledge or skills, even grow a beard, as in 「知識を蓄える」.
  • Synonym貯めるためるNeutralA common everyday verb for saving up money; unlike 「積立」, it does not imply putting in fixed amounts on a schedule.
  • Related備蓄びちくNeutralStockpiling supplies for emergencies, as in 「備蓄米」; it is about disaster preparedness, not regular money deposits.
  • Antonym消費しょうひNeutralConsumption or spending; the opposite pole to putting money aside as 「積立」 does.
  • Antonym取り崩しNeutralDrawing on savings that have been built up; the reverse of the steady accumulation that 「積立」 describes.

Use 「積立」 for putting money in bit by bit on a fixed schedule, as in 「積立預金」 or 「積立NISA」; general saving is 「貯蓄」 or 「貯金」, stockpiling supplies is 「備蓄」, and saving up is 「貯める」; the opposite is 「消費」.

Usage comparisons are AI-assisted and cross-checked by multiple models; for study reference only

Japanese definitions
  1. 金銭きんせんなどを積み立つみたてること。
Kanji in this word
English equivalents

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