積み立てる・積立てる|つみたてるtsumitateru[4]nakadaka (mid-high)
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Which spelling to use
積み立てる積み立てる is the more common written form and the recommended choice for beginners. Use it when you need to write this word.
積立てる積立てる is a less common written form. You may encounter it, but beginners should generally choose 積み立てる instead.
Definitions
- ichidan verb, transitive verbto accumulate; to save
Conjugation
| Dictionary form | 積み立てる（つみたてる） |
|---|---|
| Polite (masu) | 積み立てます（つみたてます） |
| Negative (nai) | 積み立てない（つみたてない） |
| polite (masen) | 積み立てません（つみたてません） |
| classical zu / nu | 積み立てず・積み立てぬ（つみたてず・つみたてぬ） |
| Past (ta) | 積み立てた（つみたてた） |
| polite (mashita) | 積み立てました（つみたてました） |
| Past negative (nakatta) | 積み立てなかった（つみたてなかった） |
| polite (masen deshita) | 積み立てませんでした（つみたてませんでした） |
| Te form | 積み立てて（つみたてて） |
| Potential | 積み立てられる（つみたてられる） |
| Passive | 積み立てられる（つみたてられる） |
| Causative | 積み立てさせる（つみたてさせる） |
| Causative passive | 積み立てさせられる（つみたてさせられる） |
| Conditional (ba) | 積み立てれば（つみたてれば） |
| tara | 積み立てたら（つみたてたら） |
| Volitional | 積み立てよう（つみたてよう） |
| polite (mashou) | 積み立てましょう（つみたてましょう） |
| Imperative | 積み立てろ（つみたてろ） |
Common forms generated by rule; see the senses for honorific or irregular usage.
Synonyms & antonyms
- Synonym積立つみたてNeutralThe noun form: regular savings or a reserve fund, as in 「積立預金」; 「積み立てる」 is the verb.
- Synonym貯蓄ちょちくWrittenWritten/formal word for saving, common in economic statistics as in 「貯蓄率」; it does not stress regular periodic deposits.
- Synonym貯金ちょきんNeutralThe most common everyday word for saving money or a bank deposit; unlike the headword it does not imply fixed amounts on a set schedule.
- Synonym蓄えるたくわえるWrittenWritten/formal: to store up money or goods and to accumulate knowledge or skills; also said of growing a beard.
- Synonym貯めるためるNeutralColloquial and the most versatile of all: to save up or amass money, as in 「お金を貯める」.
- Related備蓄びちくWrittenWritten/formal: to stockpile supplies or funds for an emergency, as in 「食料を備蓄する」.
- Related積むつむNeutralTo pile up, stack or load things; also to build up experience, as in 「経験を積む」.
- Related溜め込むためこむNeutralColloquial: to stockpile or hoard in quantity, with a nuance of storing things away and never using them.
- Antonym崩すくずすNeutralTo demolish or break up, or to throw into disorder; also to change a large bill into smaller change — the opposite of accumulating.
- Antonym取り崩すとりくずすNeutralTo draw on reserves little by little, as in 「貯金を取り崩す」 — the direct opposite of 「積み立てる」.
For saving money in general, use 「貯める」 or 「貯金」. Use 「積み立てる」 when putting aside a set amount on a regular schedule, as in 「毎月一万円積み立てる」. To draw on savings, say 「取り崩す」; to stockpile supplies for emergencies, 「備蓄」.
Usage comparisons are AI-assisted and cross-checked by multiple models; for study reference only
Japanese definitions
Kanji in this word
English equivalents
