貯金|ちょきんchokin[0]heiban (flat)
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- noun, suru verb, transitive verbputting money aside; savings; deposit (e.g. in a bank)
- noun, suru verb, transitive verb, baseballaccumulated surplus of wins; wins in the bank
Conjugation
| Dictionary form | 貯金する(ちょきんする) |
|---|---|
| Polite (masu) | 貯金します(ちょきんします) |
| Negative (nai) | 貯金しない(ちょきんしない) |
| polite (masen) | 貯金しません(ちょきんしません) |
| classical zu / nu | 貯金せず・貯金せぬ(ちょきんせず・ちょきんせぬ) |
| Past (ta) | 貯金した(ちょきんした) |
| polite (mashita) | 貯金しました(ちょきんしました) |
| Past negative (nakatta) | 貯金しなかった(ちょきんしなかった) |
| polite (masen deshita) | 貯金しませんでした(ちょきんしませんでした) |
| Te form | 貯金して(ちょきんして) |
| Potential | 貯金できる(ちょきんできる) |
| Passive | 貯金される(ちょきんされる) |
| Causative | 貯金させる(ちょきんさせる) |
| Causative passive | 貯金させられる(ちょきんさせられる) |
| Conditional (ba) | 貯金すれば(ちょきんすれば) |
| tara | 貯金したら(ちょきんしたら) |
| Volitional | 貯金しよう(ちょきんしよう) |
| polite (mashou) | 貯金しましょう(ちょきんしましょう) |
| Imperative | 貯金しろ(ちょきんしろ) |
Common forms generated by rule; see the senses for honorific or irregular usage.
- Synonym貯蓄ちょちくNeutralBroader and more formal than 「貯金」: savings of all kinds, including deposits, insurance and stocks, as in 「貯蓄率」.
- Synonym積立つみたてNeutralSaving money a little at a time, as in 「積立預金」; the emphasis is on steady, gradual accumulation rather than saving in general.
- Synonym預金よきんNeutralMoney deposited in a bank, as in 「普通預金」. Strictly speaking, banks take 「預金」 while the post office takes 「貯金」.
- Synonym積み立てるつみたてるNeutralVerb: to save up bit by bit, as in 「毎月一万円積み立てる」; like 「積立」, it stresses gradual accumulation.
- Synonym蓄えるたくわえるNeutralWider range than 「貯金」: save up money, but also build up knowledge or strength, as in 「知識を蓄える」.
- Related蓄えたくわえNeutralSaved-up money or reserve supplies, as in 「蓄えがない」; leans toward things kept on hand for future use.
- Related溜め込むためこむCasualColloquial: to hoard or stockpile in quantity, as in 「お金を溜め込む」; also used for work or stress piling up.
- RelatedへそくりCasualMoney saved in secret behind one's family's back — a private stash. Colloquial, with a humorous touch.
- Related貯めるためるNeutralVerb for saving money, as in 「お金を貯める」; common in speech. 「貯金」 itself works as both noun and action.
- Antonym借金しゃっきんNeutralBorrowed money or debt — the opposite of 「貯金」: owing rather than saving.
- Antonym支出ししゅつNeutralMoney paid out, expenses; the opposite of 「貯金」 on the save-versus-spend axis.
To put money aside, say 「貯金」; in casual speech the verb 「貯める」 is common. 「預金」 is money in a bank account, 「貯蓄」 savings in the broad sense, and 「積立」 saving in installments. Use 「溜め込む」 for hoarding and 「臍繰り」 for a secret stash. The opposites are 「借金」 (debt) and 「支出」 (spending).
Usage comparisons are AI-assisted and cross-checked by multiple models; for study reference only


