How to say "account" in Japanese

Choosing the right word
  • 会計かいけいJLPT N3approx.Common
    no-adjective, suru verbCovers 'account' in the money sense — accounting, bookkeeping, the reckoning of funds, as in a company's accounts; it also serves for the bill you settle after a meal.
    会計かいけい係かかりは会計かいけいが不足ふそくしているのがわかった。↗
    The treasurer was short in his accounts.
  • 口座こうざCommon
    nounThe word for an account held at a bank or similar institution — the thing you open and pay money into; when English 'account' means a bank account, this is the one.
    私は銀行ぎんこうに口座こうざを開ひらいた。↗
    I opened my account with the bank.
  • 記きCommon
    noun, noun (suffix)An account in the sense of a chronicle or written record of events; it is seldom the word you want for 'account' by itself — it really belongs to histories and annals.
    The memoir breathes the deepest respect for his father.
  • 記述きじゅつJLPT N1approx.Common
    noun, suru verb, transitive verbAn account in the sense of a written description — text that sets out facts or events; it fits 'account' as in giving a written account of what happened.
    この2つのエスニック・グループの態度たいどの相違点そういてんを記述きじゅつするだけでは十分じゅうぶんではない。↗
    It is not sufficient to describe the differences in attitude between these two ethnic groups.
  • 払いはらいCommon
    nounReally a word for payment or a bill; its 'account' sense is only that of money owed or settled, so it is not the word for a bank account or a written account.
    これは、会社かいしゃ払はらいだ。↗
    Charge this to my company.

For money matters use 会計, for a bank account 口座, for a written description 記述, for a chronicle-style record 記, and for a bill or payment 「払い」.

Usage comparisons are AI-assisted and cross-checked by multiple models; for study reference only

Japanese equivalents
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JLPT vocabulary levels are community estimates, not official (no official lists have been published since the 2010 revision).

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