How to say "finance" in Japanese

Choosing the right word
  • 金融きんゆうJLPT N3approx.Common
    nounFinance as an activity or industry: the handling of money, credit and lending, as done by banks and other financial institutions. Choose this for the sector sense of finance.
    金融きんゆう引き締ひきしめ政策せいさくが実施じっしされている。↗
    A fiscal tightening policy is being enacted.
  • 会計かいけいJLPT N3approx.Common
    no-adjective, suru verbPrimarily accounting: keeping and examining accounts. Its 'finance' sense is the financial affairs or funds of an organization, so it fits money matters within a company rather than the finance industry.
    会計かいけい係かかりは会計かいけいが不足ふそくしているのがわかった。↗
    The treasurer was short in his accounts.
  • nounThe borrowed English word, covering finance as a field of study or business practice — the raising and management of funds. Heard in business and academic contexts.
  • nounReally the English 'economy': it means the economy or economics, and its 'finance' gloss is marginal. Seldom the word you want for finance — reach for it only when you mean economy or economics.
  • 融通ゆうずうJLPT N1approx.Common
    noun, suru verb, transitive verbFinance in the concrete sense of lending: supplying money or goods to someone who needs them, or the loan itself. Use it for lending money or arranging funds, not for the finance industry.
    石油せきゆを2、3リッターばかり融通ゆうずうしてもらえますか。↗
    Can you spare me a few liters of petrol?

Choose 金融 for finance as money and credit dealings, 会計 for accounting or an organization's financial affairs, 「ファイナンス」 for the field itself, 融通 for lending or raising funds; 「エコノミー」 is really 'economy'.

Usage comparisons are AI-assisted and cross-checked by multiple models; for study reference only

Japanese equivalents
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JLPT vocabulary levels are community estimates, not official (no official lists have been published since the 2010 revision).

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